Credit Repair/Clean ~ Personalized Service in New Braunfels, Texas

Let me repair/clean your credit to it's maximum potential with minimal expense. When it comes to credit repair services, there are fact and fiction...many make promises that aren't possible...I will never mislead you and provide you with honest feedback about your current situation.

First, many credit repair services claim to clear all derogatory information from your report for a monthly fee. While this may be possible, it is never guaranteed and rarely accomplished without negotiations and settlement. The reason is that if a creditor is reporting derogatory information, and has all the required documentation required by law to back their claim, these items cannot be removed by anyone other than the creditor due to the creditor following the law.

Now this doesn't mean the creditor will not remove a derogatory item, however negotiations and settlement is usually required unless they're feeling extremely generous which is never. I will work with them to negotiate a fair settlement with a pay and delete agreement in writing which insures the derogatory item will be removed from your credit report after the account is paid according to the negotiated settlement.

Where I have 100% success is identifying the creditors who are not following the law, which is the case more often than not, and fight to have these items removed from your credit report PERMANETLY. I have a proven and methodical system that is fast and efficient and will result in our 100% satisfaction.

I clean credit as a hobby and to help people, not as a primary source of income. I get great satisfaction cleaning credit for my clients and opening up their world to things not possible without the Almighty FICO score.

All my clients receive a personalized face to face initial consultation in which we will do a preliminary analysis of their current credit report and situation. During this consultation, I will provide you with a realistic outlook of what you can and cannot expect from my, or any other credit repair service.

Again, I want to reiterate that I do this to help people, not income. With that said, there will be minimal out of pocket expenses to get the service started.

What will be required from you is a current 3 in 1 credit report, upfront postage costs, and a small retainer.

During our initial consultation, we will come up with a personal service/payment agreement based on your needs, not a random number. Complex cases will obviously require much more time and money, whereas a simple case with a few derogatory reports will require much less time and money....Every case is personally tailored to your needs.

Please call today to set up your initial consultation and get you back on track with a healthy credit history.

Tom

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